108-5 - 1052 Rat Bay Road Lake Of Bays (Franklin), Ontario P1H 2J6
$49,900Maintenance, Heat, Electricity, Common Area Maintenance, Insurance, Parking
$427.25 Monthly
Maintenance, Heat, Electricity, Common Area Maintenance, Insurance, Parking
$427.25 MonthlyClient RemarksBlue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 5) in 2026 started on July 25. The four other floating weeks rotate each year so it's fair to all the owners. Remaining week for 2026 starts September 19. Weeks in 2027 start on January 30, May 8, July 24, Sept 25 & Nov 20. Included: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can moor your own boat at Blue Water Acres for your weeks during boating season. All cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid in November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own. (id:37372)
Property Details
| MLS® Number | X13724818 |
| Property Type | Single Family |
| Community Name | Franklin |
| Amenities Near By | Golf Nearby |
| Community Features | Pets Not Allowed |
| Easement | Unknown |
| Features | Wooded Area, Rolling, Dry, Level |
| Parking Space Total | 4 |
| Pool Type | Outdoor Pool |
| Structure | Deck, Dock |
| View Type | Lake View, Direct Water View |
| Water Front Name | Lake Of Bays |
| Water Front Type | Waterfront On Lake |
Building
| Bathroom Total | 1 |
| Bedrooms Above Ground | 2 |
| Bedrooms Total | 2 |
| Age | 16 To 30 Years |
| Amenities | Party Room, Visitor Parking, Fireplace(s) |
| Appliances | Water Heater |
| Architectural Style | Bungalow |
| Basement Type | None |
| Cooling Type | Wall Unit |
| Exterior Finish | Wood |
| Fireplace Present | Yes |
| Fireplace Total | 1 |
| Foundation Type | Block |
| Heating Fuel | Propane |
| Heating Type | Baseboard Heaters |
| Stories Total | 1 |
| Size Interior | 900 - 999 Sqft |
| Type | Other |
Parking
| No Garage |
Land
| Access Type | Year-round Access, Private Docking |
| Acreage | No |
| Land Amenities | Golf Nearby |
| Zoning Description | Waterfront Resort Commercial With An Exception |
Rooms
| Level | Type | Length | Width | Dimensions |
|---|---|---|---|---|
| Main Level | Living Room | 5.86 m | 3.04 m | 5.86 m x 3.04 m |
| Main Level | Dining Room | 3.35 m | 4.31 m | 3.35 m x 4.31 m |
| Main Level | Kitchen | 2.64 m | 4.31 m | 2.64 m x 4.31 m |
| Main Level | Sunroom | 4.19 m | 5.38 m | 4.19 m x 5.38 m |
| Main Level | Primary Bedroom | 5.43 m | 3.35 m | 5.43 m x 3.35 m |
| Main Level | Bedroom | 3.25 m | 3.35 m | 3.25 m x 3.35 m |
| Main Level | Bathroom | 3.3 m | 3.3 m | 3.3 m x 3.3 m |
| Main Level | Other | 3.04 m | 3.86 m | 3.04 m x 3.86 m |
Utilities
| Wireless | Available |
https://www.realtor.ca/real-estate/30211952/108-5-1052-rat-bay-road-lake-of-bays-franklin-franklin
Interested?
Contact us for more information
Susan Brown
Broker
www.lakeofbayscottages.com/
www.facebook.com/pages/Huntsville-Real-Estate-by-Susan-Brown/271036792924157
twitter.com/@lakeofbayshomes
ca.linkedin.com/in/susanelizabethbrown
susanbrown4176/
110 Medora St.
Port Carling, Ontario P0B 1J0
(705) 765-6878
(705) 765-7330
www.chestnutpark.com/
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. The trademark DDF® is owned by The Canadian Real Estate Association (CREA) and identifies CREA's Data Distribution Facility (DDF®)
August 29 2026 02:59:35
Muskoka Haliburton Orillia – The Lakelands Association of REALTORS®
Chestnut Park Real Estate